Same-Day Residential Funding

Double Close with
Confidence.
Close Today.

Transactional funding for residential wholesale deals up to $1MM. No credit check, no delays — just fast, reliable capital so you never lose a deal.

Same-day wire
No credit check
Up to $1,000,000
All 50 states
$1M Max funding per deal
Same Day Wire speed
1–2 pts Flat fee, deal by deal
50 States served
The Process

Four steps from
contract to cash

We handle the A-to-B leg so you can close the B-to-C and keep your spread — without ever using your own money.

1

Submit your deal

Fill out our quick form with your purchase contract, end buyer contract, and closing date. Takes under 3 minutes.

2

Get approved fast

Approval is based on your end buyer's proof of funds — not your credit. We confirm same day, every time.

3

We fund the A→B close

We wire directly to your title company before your closing window. No scrambling, no surprises.

4

You collect your spread

The B-to-C close pays us back automatically. Everything above our flat fee is yours to keep.

How It Works

The double close, step by step

From contract to cash — here's exactly how DCL funds your deal.

A → B Closing
1
Seller (A)
Has property under contract
You sign purchase contract
B
You
Wholesaler in the middle
DCL wires funds same day
DCL
Double Close Lending
Funds the A→B leg
Wire to escrow
T
Title Co.
Pays seller, transfers deed
A → B Close Complete ✓    Now B → C
B → C Closing
B
You
Now own the property
Sell to end buyer
C
End Buyer
Wires purchase funds
Funds flow back to you
$
DCL Repaid
Principal + 1–2pt fee, auto
Your profit
Your Spread
Pure profit, no capital used
Ready? Submit Your Deal

Residential
double close funding

Straightforward terms. No hidden fees. Built specifically for wholesale investors who need capital fast on residential deals.

Property type Residential (SFR, 1–4 units)
Max loan amount Up to $1,000,000
Fee 1–2 points (deal by deal)
Funding speed Same day ⚡
Credit check None required
States All 50 states
Closing structure Back-to-back or simultaneous
What's included
Every deal comes with:
Same-day wire to title
Dedicated funding rep
Title company coordination
No appraisal required
No income documentation
No seasoning requirements
Repeat investor discounts
🙌 Why DCL

Built for wholesalers,
by investors

Every feature exists because a real wholesaler needed it. We're not a bank — we're your funding partner.

Same-day funding

Submit by noon, close today. We move at deal speed — not banker speed.

🚫

No credit check

Your score doesn't matter. We approve based on your end buyer's proof of funds.

🏠

Residential specialists

We focus entirely on SFR and 1–4 unit deals — we know this product cold.

🔁

Unlimited repeat deals

Close once or close every week — no caps and volume pricing for high-frequency investors.

📍

Nationwide coverage

All 50 states. We work with your title company wherever the deal is.

📞

Real humans, real fast

A live funding rep answers your deal questions — no chatbots, no ticket queues.

📋 Qualifications

What you need
to get funded

We stripped it down to the essentials. If you have the deal, we have the funding.

✅ What we need

  • Signed A-to-B purchase contract (you as buyer)
  • Signed B-to-C purchase contract (your end buyer)
  • Proof of funds from your end buyer
  • Title company name and contact info
  • Confirmed closing date and time
  • Back-to-back or simultaneous closing structure
  • Residential property (SFR or 1–4 units)

🚫 What we don't need

  • Credit check or minimum score
  • Tax returns or income verification
  • Personal financial statements
  • Property appraisal or inspection
  • Prior experience or track record
  • Seasoning period or holding requirement
  • Down payment from you
⭐ Reviews

Wholesalers love
Double Close Lending

★★★★★

"DCL funded my first double close in under 6 hours. The wire hit before my closing window and the whole process was seamless. I've done 11 deals with them since."

DT
Darnell Thomas
Wholesale investor · Atlanta, GA
★★★★★

"I had a $340K deal falling apart on a Friday afternoon. DCL approved it by noon and wired by 3pm. No other lender could have saved that deal."

MR
Maria Reyes
Real estate investor · Dallas, TX
★★★★★

"Speed and reliability — that's what you need in transactional funding. DCL delivers both every single time. They're the only lender I call for double closes now."

JW
James Whitfield
Wholesaling LLC · Phoenix, AZ

Submit Your Deal

Fill out the form below and a funding rep will reach out within the hour to confirm your approval.

Deal Submission Form
All fields required. We'll reach out within 60 minutes on business days.

By submitting, you agree to be contacted by a Double Close Lending rep. No credit pull. No obligation.